If you have been trapped by a payday or auto title loan, we can help you get out. MLP’s Conversion Loan converts short-term, high-interest loans into a low-interest loan.

• 3% interest over 12 months with lower, manageable monthly payments
• Work with payday lenders no longer! Instead, work with SVdP and our reputable banking partners
• We support you the whole way: financial coaching and budget support
• Amounts between $500 and $4,000

Don’t turn to a payday or auto title loan! If you have an auto repair or new apartment deposit that you don’t have funds for, an Emergency Loan may be right for you.

• Available for auto repair and new apartment deposits only – 3% interest over 12 months with low monthly payments
• The Mini Loan Program does not assist with Monthly Bills (utilities, car payments etc.), Rent or Mortgage payments (current, past due, or evictions) or credit card payments. We do not provide personal loans or auto loans.
• Amounts between $500 and $2500

• Reliable, documented source(s) of Income for a minimum of 6 months (please note: income from Uber, Lyft, Doordash, etc. does not qualify as reliable income. Income must be by way of Social Security or employment).
• Bank Account or qualifying Debit Card Account (for ACH withdrawals)
• Expenses must not exceed Income
• Current form of Government issued picture ID
• Must be willing to complete monthly budget with MLP coordinator
• For Emergency Loans, a written estimate of the expense from a third party service provider.  All loan proceeds for emergency expenses, if approved, will be made payable directly to the service provider.
• Direct Deposit